Coverart for item
The Resource Assessing the Cost of Financial Regulation

Assessing the Cost of Financial Regulation

Label
Assessing the Cost of Financial Regulation
Title
Assessing the Cost of Financial Regulation
Creator
Contributor
Subject
Genre
Language
eng
Summary
This study assesses the overall impact on credit of the financial regulatory reforms in Europe, Japan, and the United States. Long-term cost estimates are provided for Basel III capital and liquidity requirements, derivatives reforms, and higher taxes and fees. Overall, average lending rates in the base case would rise by 18 bps in Europe, 8 bps in Japan, and 28 bps in the United States. These results are similar to the official BIS assessments of Basel III and an OECD analysis, but lower as a result of including expense cuts and reductions in the returns required by investors. As a result, they are markedly lower than those of the IIF
Member of
Cataloging source
MiAaPQ
LC call number
KJJ940.4 -- .A87 2012eb
Literary form
non fiction
Nature of contents
dictionaries
Series statement
IMF Working Papers
Label
Assessing the Cost of Financial Regulation
Link
http://ebookcentral.proquest.com/lib/multco/detail.action?docID=1607005
Instantiates
Publication
Copyright
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Contents
  • Cover -- Contents -- Executive Summary -- Introduction -- I. Literature Review -- II. Qualitative Assessments of the Cost Impact of Regulatory Changes -- III. Quantitative Analysis of Stand-Alone Reforms -- A. Choice of Baseline Scenario -- B. Translating Cost Changes to Credit Impacts -- C. Estimating Changes to Lending rates -- D. Capital Requirements -- E. Liquidity Requirements -- F. Derivatives Requirements -- G. Securitization Requirements -- H. Taxes and Fees -- I. Integrated Effects on Credit Provision -- IV. Uncertainties and Areas for Further Research -- V. Conclusion -- Appendix I. Supplementary Tables -- Appendix II. Assumptions for the Credit Pricing Equation -- References -- Tables -- 1. Basel III Impact on Credit and GDP Growth -- 2. Major Regulatory Initiatives -- 3. Impact of Major Regulatory Initiatives on U.S. Financial Institutions -- 4. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Region, End-2010 -- 5. Planned Mitigating Actions by U.S., European, and Japanese Banks -- 6. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Bank Business -- 7. Effects of Higher Capital Levels on Lending Rates -- 8. Pro-forma Basel III Liquidity Ratios, End-2010 -- 9. Estimated Effects of Liquidity Changes on Lending Rates -- 10. Effects of Derivatives Reforms on Banks per Year -- 11. Estimated Effects of Derivatives Changes on Lending Rates -- 12. Annual Fees and Taxes on European and U.S. Banks -- 13. Estimated Effects of Tax and Fee Changes on Lending Rates -- 14. Cumulative Impact of Regulatory Reforms on Lending rates -- 16. European, Japanese, and U.S. Banks in the Sample -- 17. Planned De-Risking Measures, End-2010 -- Figures -- 1. Effect of Basel III Changes on Common Equity Tier 1 Capital Ratios -- 2. Effect of Basel 2.5 and III on Common Equity Tier Capital Ratios
  • 3. Effects of Changes in Key Parameter Assumptions on Lending Rates -- Appendixes -- I. Supplementary Tables -- II. Assumptions for the Credit Pricing Equation
Control code
EBC1607005
Dimensions
unknown
Extent
1 online resource (83 pages)
Form of item
online
Isbn
9781475511970
Media category
computer
Media MARC source
rdamedia
Media type code
c
Note
Electronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, 2017. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries.
Sound
unknown sound
Specific material designation
remote
System control number
  • (MiAaPQ)EBC1607005
  • (Au-PeEL)EBL1607005
  • (CaPaEBR)ebr10629465
  • (OCoLC)811153512
Label
Assessing the Cost of Financial Regulation
Link
http://ebookcentral.proquest.com/lib/multco/detail.action?docID=1607005
Publication
Copyright
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Contents
  • Cover -- Contents -- Executive Summary -- Introduction -- I. Literature Review -- II. Qualitative Assessments of the Cost Impact of Regulatory Changes -- III. Quantitative Analysis of Stand-Alone Reforms -- A. Choice of Baseline Scenario -- B. Translating Cost Changes to Credit Impacts -- C. Estimating Changes to Lending rates -- D. Capital Requirements -- E. Liquidity Requirements -- F. Derivatives Requirements -- G. Securitization Requirements -- H. Taxes and Fees -- I. Integrated Effects on Credit Provision -- IV. Uncertainties and Areas for Further Research -- V. Conclusion -- Appendix I. Supplementary Tables -- Appendix II. Assumptions for the Credit Pricing Equation -- References -- Tables -- 1. Basel III Impact on Credit and GDP Growth -- 2. Major Regulatory Initiatives -- 3. Impact of Major Regulatory Initiatives on U.S. Financial Institutions -- 4. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Region, End-2010 -- 5. Planned Mitigating Actions by U.S., European, and Japanese Banks -- 6. Pro-forma Basel III Common Equity Tier 1 Capital Ratios by Bank Business -- 7. Effects of Higher Capital Levels on Lending Rates -- 8. Pro-forma Basel III Liquidity Ratios, End-2010 -- 9. Estimated Effects of Liquidity Changes on Lending Rates -- 10. Effects of Derivatives Reforms on Banks per Year -- 11. Estimated Effects of Derivatives Changes on Lending Rates -- 12. Annual Fees and Taxes on European and U.S. Banks -- 13. Estimated Effects of Tax and Fee Changes on Lending Rates -- 14. Cumulative Impact of Regulatory Reforms on Lending rates -- 16. European, Japanese, and U.S. Banks in the Sample -- 17. Planned De-Risking Measures, End-2010 -- Figures -- 1. Effect of Basel III Changes on Common Equity Tier 1 Capital Ratios -- 2. Effect of Basel 2.5 and III on Common Equity Tier Capital Ratios
  • 3. Effects of Changes in Key Parameter Assumptions on Lending Rates -- Appendixes -- I. Supplementary Tables -- II. Assumptions for the Credit Pricing Equation
Control code
EBC1607005
Dimensions
unknown
Extent
1 online resource (83 pages)
Form of item
online
Isbn
9781475511970
Media category
computer
Media MARC source
rdamedia
Media type code
c
Note
Electronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, 2017. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries.
Sound
unknown sound
Specific material designation
remote
System control number
  • (MiAaPQ)EBC1607005
  • (Au-PeEL)EBL1607005
  • (CaPaEBR)ebr10629465
  • (OCoLC)811153512

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